StatusControl

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notifications about events in the credit history
report
unlimited access to “Credit History” and “Credit Score” reports
FREEZE
FREEZE option to protect against fraudulent loans
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Up to 3 credit histories of family members being monitored
SRMPE/RRR
Up to 5 SRMPE/RRR/vehicles reports per month
counterparties
Up to 10 companies or individual entrepreneur being monitored (Monitoring LITE)
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Take care of your financial security!

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Become a welcome borrower for lenders

By taking care of your credit history today, you are ensuring that you can borrow on favorable terms in the future. Even if you were late with loan repayments in the past, there are always opportunities to improve your credit history.

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Instantly learn about any changes made to your credit history

You will receive a notification on your cell phone, in case of overdue payments, entering into or closing a loan agreement, submission of your credit history requests by financial institutions, opening of enforcement proceedings or change in its status.

 

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Keep an eye on those who ask for your credit history

If anyone tries to obtain a fraudulent loan using your documents, you will receive an SMS alert and will be able to immediately contact the bank for clarification.

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Protect yourself from fraudulent loans

With the FREEZE option, you can further protect yourself and your credit history from fraud. If the FREEZE option is activated, the lender will NOT receive your credit history, and he will see a message stating that you do not want to apply for loans now.

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Add your family’s credit histories for monitoring!

In addition to your own credit history, the service allows adding up to 3 credit histories of your family members, with their consent. You will receive notifications, have access to reports and control of the FREEZE feature.

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Check the encumbrances on movable property, real estate, and vehicles owned.

You can request up to 5 reports per month with data from the State Register of Movable Property Encumbrances, the Register of Property Rights, and the Unified State Register of Vehicles to minimize your risks in any property transactions.

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Track the counterparties you work with

Add the companies and individual entrepreneurs you are interested in for monitoring, and track changes in their public dossier. Prompt notification of significant events will allow you to react in time — to review the terms of cooperation or to take other necessary measures.

Frequently Asked Questions

Why should I regularly monitor my credit history?

To rule out any future errors and prevent unexpected loan or retail credit rejections, it is important to regularly monitor your credit history. You will save time and your nerves when using the StatusControl service ;-)

How do I protect myself from fraud?

A request to check your credit history should be authorized by you. If you did not contact a bank and someone is making an enquiry about your credit history, this may mean fraud.

When can the Freeze option be used?
  • In case of missing documents;
  • When going abroad;
  • When your personal documents fall into the wrong hands;  
  • If you are not going to take out a loan at the moment, but value the sense of security.
How does the Freeze work?

Upon enabling the StatusControl service, you can, on your own, activate and deactivate the FREEZE option, without limitations. If the option is enabled, lenders will not be able to view your credit history, with the purpose of approving a new loan. A lender will be notified that you have chosen not to take out a loan, and you will be notified about the unsuccessful attempt of checking your credit history.

Your existing lenders can monitor your credit history, regardless of the status of the FREEZE option.

Before making a new loan application, you should temporarily disable the FREEZE option, to allow the lender to check the state of your credit history. Otherwise, your loan application may be declined.

What to do if your credit history is requested by an organization that you did not apply to?

You credit history can be requested by the following parties:

  • your existing lenders, i.e., the organizations, where you have existing loans or credit cards;
  • potential lenders, to which you have applied and gave permission to check your credit history.

In case of getting a message about someone requesting your credit history, which does not meet these conditions, you should immediately call the hotline or any other contact number of this organization, and let them know that, at the moment, there can be an attempt made of obtaining a fraudulent loan in your name. If indeed there is an attempt at fraud, your prompt signal will help prevent it from occurring.

As your next step, you should contact the Bureau, to dispute the request. To do this, in the section Dispute your credit history fill in the appropriate application form. We will initiate verification of the fact of the request, in accordance with applicable law

How does the monitoring of another person’s credit history work?

In order to add another person’s credit history for monitoring, you need to log into your account on the website ubki.ua and select “Add subject for monitoring” in StatusControl settings.
The respective person must then follow the generated link, log in, and confirm their consent to provide their credit history data to you.
Each particular link is intended to connect one person.

The credit history owner can turn off the monitoring of their credit history tracking, at any time, about which you will receive a notification.

The credit history owner, connected to the monitoring, can receive free notifications about events in their credit history through Viber or Telegram. For this purpose, they need to be authorized in the chatbot.